What Even Is Interest? A Simple Guide to Understanding Loans
Ever wondered why banks or moneylenders “charge” you for borrowing money? You might take out a $10,000 loan, but end up repaying $11,500 or even more. That difference—the extra money Continue Reading
Licensed Moneylenders vs Loan Sharks: What’s the Real Difference in Singapore?
For many Singaporeans, the idea of taking a loan can feel daunting. Borrowing money often comes with a mixture of urgency, worry, and hope – urgency because the bills need Continue Reading
What’s Effective Interest Rate (EIR) in Personal Loans in Singapore & How Do You Calculate It?
When you’re shopping around for a personal loan in Singapore, chances are the first thing you’ll notice is the attractive headline interest rate. “From 3.5% per annum!” or “Flat rate Continue Reading
How Long Does It Take To Get A Personal Loan Approved In Singapore?
Life in Singapore has its way of throwing unexpected expenses our way. One moment you’re carefully budgeting for the month, and the next you’re facing a sudden medical bill, a Continue Reading
10 Financial Benchmarks In Singapore To Understand How You Are Doing
In an economically vibrant and fast-paced city-state like Singapore, understanding one’s personal financial standing is crucial for achieving long-term stability and security. Simply earning a decent wage is often not Continue Reading
Best Shopping Malls In Singapore
Singapore, a compact yet dazzling metropolis, is more than just a financial hub or a food lover’s dream—it’s a bona fide shopping paradise. The city-state is home to an extraordinary Continue Reading
Retirement planning mistakes to avoid
Imagine waking up each day in your golden years, free from the daily grind, enjoying leisurely brunches at your favourite hawker centre, perhaps embarking on a long-awaited overseas trip, or Continue Reading
Biophilic Design in Singapore: Bringing the Garden City Indoors
In a world increasingly defined by urban density and digital disconnection, the importance of nurturing our innate relationship with nature has never been more pronounced. Singapore, famously dubbed the “Garden Continue Reading
Pros And Cons Of Using Your Credit Card To Pay Your Personal Income Tax Bill (Via CardUp)
In Singapore, paying your personal income tax is a compulsory annual financial commitment. The Inland Revenue Authority of Singapore (IRAS) offers several methods of payment, including GIRO, bank transfers, and Continue Reading
Pros And Cons Of Using Your Credit Card To Pay Your Personal Income Tax Bill (Via CardUp)
In Singapore, paying your personal income tax is a compulsory annual financial commitment. The Inland Revenue Authority of Singapore (IRAS) offers several methods of payment, including GIRO, bank transfers, and Continue Reading